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Business Insurance Tip:
Auto Liabilty Insurance
If you use your personal vehicle in your business, there is a strong possibility that your personal auto policy may not cover liability claims for damages resulting from an accident during business activities. Consider purchasing a Commercial Auto Policy, or a business endorsement to your Personal Auto Policy.

Liability can also be purchased for non-owned vehicles, such as autos owned by your employees but used in your business, for example, in instances where an employee delivers, performs sales functions, or performs some other functions, for your business in their own cars. Most Personal Auto Policies exclude liability coverage when the covered auto is used for business. You should ensure that you are covered for these situations through your business auto policy.

Commercial auto insurance policies can cover collision, comprehensive, rental and towing coverage for the automobiles owned by your business

Collision occurs when your vehicle hits, or collides, with another object (some policies, do not include hitting animals or falling objects under collision, but place damage caused by these in the comprehensive section), or if the vehicle overturns.
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