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The fees you pay for some dental insurance will cover the cost of basic cleaning, check-up, and cavity procedures. But if you are in need of more serious (and expensive) dental work such as braces and root canals, your plan will likely be capped at a level below what the real cost of the treatment will be. So, you should carefully investigate your plan to make sure that you don't end up paying more than necessary and whether you would be better off paying cash instead of going through insurance.