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ca state disability insurance Information |
ca state disability insurance Related Websites:
CA State Disability Insurance
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Disabilty Insurance Tip:
Don't Rely On Workman's Compensation
Many people don't buy disabilty insurance because they beleive that their employer's workman's compensation policy should take care of them in case of disability. Unfortunately, this usually isn't true. First, sorkers compensation only covers individuals that have been injured on the job. So if you are disabled in an auto accident on your way home from work, you aren't covered. Second, workman's compensation benefits are typically quite low and do not come close to covering your earnings. Group disability plans through an employer are not prevalent, less than 41 % of companies with over 100 employee's and less than 19% of companies with under 100 employees provide this coverage. Also these benefits will not be adequate to replace income.
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